How the IRA and 401(k) Enrich the Government and Wall Street at your Expense

By Richard Amburn

Senior Wealth Strategist


... The Hefty Price Investors With $500,000 Or More Pay In Exchange For Tax Benefits They Could Get Elsewhere

In a couple of short phone calls, we’ll show you how it's possible to receive tax benefits similar to those offered by a 401(k)/IRA plan, without submitting to the harsh restrictions and conditions imposed by the Government.

In addition, we'll show you how to keep cash liquid and available to invest in opportunities you may find like real estate or alternative assets, without taking away from the funds you have available to appreciate with the stock market.

If you don't know how to invest in real estate or alternative assets, we can also introduce you to some relatively safe ways to get your feet wet without having to find the best opportunities on your own. 

And like I said, there's no charge for this free Wealth Creation Road Map.

Here's how this will work:

- First, we’ll speak briefly over the phone to review your situation and your goals.

- We'll explain more about what we do and how we do it.

- If you like what we have to say, we'll schedule a second phone meeting. 

- Based on your personal goals and the information you provide, we'll craft a detailed financial road map for you to consider. If you want to implement it on your own you can; if you want professionals to do it for you, that's why we're here.

Why are we doing this?

Two reasons: First, it’s how we attract clients. Second, at Wealthpoint we are passionate about financial education and we enjoy our conversations with people whether they become clients or not.

Our Commitment

We promise that we will do our best to make sure that you get genuine value from our conversation, whether you become a client or not. 

We also promise that if we can't help you, we'll let you know right away so we can go our separate ways. 

And if at any time you want to end the conversation, you can let us know and we'll part on friendly terms.

  1. 1. Losing money in a financial crisis or market crash, because stocks, ETF’s, and mutual funds are the only investments available to you that have the potential for high returns

  2. 2. Being forced to pay penalties if you want to withdraw money early to place it in another investment opportunity, pay for a wedding, or cover an emergency

  3. 3. Fees that seem low (3%) but in fact consume 1/3 of the average family’s portfolio over time

  4. 4. Limited contribution amounts 

  5. 5. Limited investment options

  6. 6. Forced distributions

Free Wealth Creation Road Map

Six Problems With 401(k) and IRA Accounts

© Copyright 2017 Wealthpoint

Everyone thinks that the way to retire is to invest in a 401(k) or IRA and wait. Little does the public know of the pitfalls awaiting citizens dutifully handing their money over into these accounts year after year.

The problem with a 401(k) or IRA is that they are government solutions. We all know what government “solutions” look like: DMV lines, a $19 trillion deficit, and social security headed towards insolvency. 

The government gives you tax breaks when you use an IRA or 401(k), but in exchange it locks up your money by imposing strict limitations and forces you into investments that may underperform. 

Here is a list of six problems with the 401(k) and/or IRA...

The consequences of entrusting your future to the government can include having less money to enjoy and pass on to your loved ones, and missing out on rare investment opportunities. 

Richard Kiyosaki, the author of “Rich Dad Poor Dad,” wrote, “Too many people are too lazy to think. Instead of learning something new, they think the same thought day in day out.”

The good news is that there is a better way to invest your money, tax free. But it requires a new way of thinking.

See, there are two big “money leaks” that keep middle class people in the middle class, and keep rich people from getting much richer.

They are: taxes and market losses. 

At Wealthpoint, we help investors plug up both money leaks while still enjoying great returns.

We also help our clients invest in real estate and/or their personal businesses, without reducing the funds available to appreciate with stock market gains. 

Allow me to explain to you a bit more about how it works...

Relying On A 401(k) or IRA Means Letting The Government Think For You

Below there is a form that you’ll need to fill out, and on the following page you’ll be asked to pick a time and schedule your first call.

It’s important that you don’t skip the scheduling part – otherwise we may never get the chance to talk.

Please be advised that availability is limited.

Here's What To Do Next

Yes! I Want A Personalized Wealth Creation Road Map

Let Me Schedule A Time

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Po Box 109, Morris Illinois, 60450

(800) 841-9917

Po Box 109, Morris Illinois, 60450

(800) 841-9917

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  1. At Wealthpoint, we use an alternative asset strategy that has historically provided returns superior to what most investors are getting from their 401(k) or IRA.

  2. I'm about to get a bit technical, but stick with me. There are four keys to our strategy...

  3. 1. Derivative Options Tied to a Mix of Stock Indices: go up with the stock market, but never lose when stocks go down. The mix we use has historically returned 9% annually (compared to a 7% actual return in the S&P500 during the same period)

  4. 2. AAA Quality Bonds: interest you earn on the bonds pay for the derivative stock options (otherwise they would cost 3% to 5% of your capital every year)

  5. 3. Tax Sheltering via Insurance: by placing your assets inside an insurance contract, you enjoy total tax protection, because insurance payments are exempt from income taxes, dividend taxes, and capital gains taxes. The mutual insurance company we use has been in business for over 130 years, and has the highest rating issued by Moody's Investor Service.

  6. 4. Borrowing: the assets you hold can never go down due to stock market crashes, and they are overseen by one of the world's most highly rated insurance companies. Now you can use those assets to secure a low interest rate loan (typically the interest rate is 3% to 4%) and invest in other opportunities. 

  7. This is especially attractive to real estate investors and entrepreneurs. If you're not sure what to do with the money, we have some ideas for conservative investments in real estate to get you started. Or, you can skip this last step entirely and you'll still most likely come out ahead of people investing in ETF's, mutual funds, or stocks the standard way.

  8. If our ideas sound interesting to you, I'd like to invite you to receive a Free Wealth Creation Road Map...

How It Works

 1 (800) 841-9917

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